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Irs 401k Limits 2025 Catch Up. Max 401k contribution with catch up 2025 alia louise, that limit also applies to 457, 403. The 2025 401 (k) contribution limit is $500 higher than this year’s $22,500 max, which reflected a major increase from the 2022 limit of $20,500. The 401 (k) compensation limit. Employees can contribute up to $23,000 to their 401 (k) plan for 2025 vs.